Now Verify Paypal Account Without Credit Card in India
If you are planning to do some business online then you must have a verified paypal account. If you have a normal account, that is, an unverified account, then there are too many restrictions on you. For instance,
- Your maximum monthly transaction limit is fixed ($500)
- You’ll have less say in case of a conflicted payment
- You can’t create payment buttons
Until today, the only way to verify a paypal account was by linking a credit card to it. For Indian users, it was a big issue, as most of the Indian users don’t have a credit card. But paypal have realized this problem and now you can verify your paypal account just by adding your bank account details to it.
Verify Paypal Account By Adding Bank Account Details
1. Login to your paypal account. Click on the get verified link on the top of your paypal page.
2. You’ll see multiple ways to verify. Click on Link My Bank Account button.
3. Add your bank account details and then click on Start process to confirm bank account and get verified link.
Now, paypal will make two small deposits into your bank account. Check your bank account transaction details after 4-5 days and then enter those amounts in paypal verification page again. That’s it. Your paypal account is verified now and all the restrictions are gone.
I created a small video to demonstrate the procedure, check it out,
If you still have any queries regarding verification of paypal account, then contact me using the comments form below.
Enjoy!
Wow, this is so Cool!!!!!!!!!!!!!!!!
I dont think this will work. There is no official announcement from paypal till date.
I tried adding my icici bank account (Debit Card) it failed. It still now accepts credit card gladly..
@Robin
Indian debit cards won’t work. Bank accounts will. Try and check yourself. See the video if you have any doubts.
Thanks for the update Mayur Somani.
Previously I used to verify my paypal account using ICICI B2 account’s Virtual Credit Card.
Now This method is very for so many students in India including Anti-Credit Card Holders.
Hi,
I have already verified my bank-account with my debit card.
But the problem was that they gave some code to be printed in my bank-statement, and the thing that happens to all has happened to me too. the code didnt shown in my bank statement.
after communicating to them, they told to send them a fax with some bank details and as per the instructions i did.
They get my account verified very soon.
Their service is really very quick & responsive.
I did this before few months, may be in September 2009.
Ravi.
Hi,
you said –
Now, paypal will make two small deposits into your bank account. Check your bank account transaction details after 4-5 days and then enter those amounts in paypal verification page again.
—
I tried it and am waiting to receive the two small deposits, but I can’t find where to enter the transaction details in my paypal account. I got a mail from paypal telling me to click “Confirm bank account on the Account Overview page”.
I can’t find it. Please help.
@robert
Please wait for few days for balance to appear. If you don’t see the money after many days, then start the procedure again or contact paypal support.
Hi Mayur Somani
can i use SBI credit card to verify my paypal account?
@saranyafa
Yes, you can use SBI credit card to verify your paypal account.
A new fact about Pay Pal :
I applied for a charity account with Pay pal because its free and supported by vbulletin software for payment subscription, I have all the documents like NGO Registration certificate, Memorandum of Society, Society PAN card, and the Bank details , bank details were verified by the Pay Pal by depositing amount of Rs. 2 and 40 paisa, after submitting all the document as per said in their website and in their emails, they denied me for the account, just because they have no tie-up with India regarding charity account, what the hell is this, why the pay pal people should not mention at the time sign up process. I have wasted around 1000/- rs in doing fax to pay pal and after 4-5 days they denied.
Don’t apply for a charity account with pay pal if you are living in India. Just wastage of time and money.
@Sonia
Thanks for the information Sonia. I hope that paypal resolves this issue soon to help the charities in India. Until then, I suggest to all our readers to make sure they support a type of account you are applying for, before spending any time and money on the process.
My main concern right now is to make online purchase for my boutique…I got my paypal verified few months back but I am still unable to get my SBI Visa Verified Gold card verified by paypal to make purchases online. This is very frustrating. Right now I can’t afford credit card because in order to get CC I have to open fixed deposit account in SBI for which I will receive 90% of the money deposited as credit but again I have to return the money back within 45 grace period so that would mean double the amount and sadly I just have the right amount to make my first necessary purchase for my small boutique (I am a first time retailer).
There are few sites (which are more expensive) that accepts visa verified debit card but I need greater flexibility because almost all the seller sites I am looking at accepts only paypal…
@Kaybee
Unfortunately paypal don’t accept any Indian debit card at this time.
hello friend…i need ur help….im stuck.
i verified my bank account with paypal….but after 2 days…i got a mail as follows……
_____________________________________________________________
Hello Satyajit Das,
The two deposits that PayPal sent to your bank account as part of the bank confirmation process were returned to us for the following reason:
Your bank reported a problem. Please contact your bank’s Customer
Service Department. If you still need assistance, you may contact us at
https://www.paypal.com/wf/f=bank_addfnd.
If you feel this rejection is in error, you may also email PayPal Customer Service to confirm this bank account by going to:
https://www.paypal.com/in/wf/f=act_verifyba
Thanks,
PayPal
________________________________________
please help me…..its very urgent……..
Please tell me what i have to do.
Thanks in advance….:)
@Satyajit
Please go to the specified URL, https://www.paypal.com/in/wf/f=act_verifyba and start the verification process again.